Is Auto Glass Repair Free In Arizona?

One of the first questions that crosses your mind when you discover damage to your windshield is “What’s this going to cost me?” If you live in Arizona, you may have heard that, under certain circumstances, you can get your windshield repaired for free. Since you found your way to this blog, we can assume you live in Arizona and your vehicle is suffering windshield damage. So, how can you get this repaired with little to no cost to you?

Auto Glass Repair Coverage in Arizona

Many Arizona drivers may not be aware of the specifics of their auto insurance policies when it comes to windshield repair. Arizona state law mandates that insurance companies must waive the deductible for drivers who have comprehensive coverage. So, if your windshield is suffering a chip or crack, your insurance would cover the costs of repair and you won’t have any out-of-pocket costs. 

Lawmakers in Arizona understand that drivers don’t always have the money to pay for their deductible when unexpected calamities happen, like discovering a rock chip or crack in your vehicle’s windshield. But it’s worth mentioning that this isn’t the case with all insurance policies, so you have to check yours. The details can vary significantly based on individual insurance plans. 

What Type of Insurance Covers Auto Glass Repair?

There are several types of insurance. We go over them one by one below. 

• Liability Coverage: This type of insurance only covers damage you cause to other vehicles. If you have a liability policy then you won’t be covered for windshield repair. 

• Comprehensive Coverage: Drivers who have comprehensive, or “full” coverage may be covered. This type of insurance covers windshield repair if it is due to severe weather, rocks, debris, and vandalism. But it doesn’t cover windshield damage due to collision. If your damage is due to anything but collision, you may be covered and you might not need to meet your deductible. 

• Collision Coverage: If you purchased collision coverage and the damage to your windshield is due to a collision, then you may be covered. And you will most likely not have to meet the deductible due to Arizona law. 

• Optional Auto Glass Coverage: Some insurance companies offer optional auto glass coverage. Of course, you would need to purchase this before you have damage. But if you spend a lot of time on the road or own an expensive vehicle, like a Tesla, this type of insurance is worth checking out. 

What is the Role of Local Independent Mobile Auto Glass Services?

While you might be tempted to go with a large, corporate auto glass company, engaging with a local, independent mobile auto glass service can be a superior choice. Mobile auto glass repair services offer the benefits of personalization, experience, and a deeper understanding of local trends and regulations in Arizona. 

Local independent mobile auto glass repair services can provide same-day service in most cases. This allows you to fit windshield repair around your schedule without the hassle of driving your vehicle to a shop. Mobile auto glass services offer you the convenience of having the technicians come directly to your location, whether you’re at home, at work, or on the side of the road. This will save you time and help you avoid the waiting room blues. 

Another benefit to working with a small independent mobile auto glass service is that they will be able to help you navigate the insurance claims process. They have a ton of experience dealing with all major insurance companies, and they’d be happy to help you get that claim moving. 

Do You Need a Windshield Replacement in Phoenix or Scottsdale, AZ?

If you live or work in or around Scottsdale, Phoenix, Tempe, or Mesa areas of AZ and you’ve discovered a chip or crack in your windshield, contact us at Galaxy Auto Glass Arizona. We’ve assembled a reliable team of technicians who have tons of experience providing windshield repairs for all types of vehicles and will work directly with your insurance provider. Galaxy Auto Glass offers a lifetime warranty on all their work and our mobile service is absolutely free! Contact us for a free quote today.